MONTANE INSURANCE SERVICES | COMMERCIAL INSURANCE BROKERS
HEALTHCARE
ENCOMPASSING THE HEALTHCARE SECTOR
WHAT WE OFFER
Whether you are an existing operator, an expansive care group, or a new entrant looking at the acquisition of your first home, Montane Insurance Services will be on hand to support you through your journey.
EXTENSIVE AND DEMONSTRABLE TRACK RECORD OF SUCCESS WITHIN HEALTHCARE
INDEPENDENT AND IMPARTIAL ADVICE
ACCESS TO HIGHLY EXPERIENCED SECTOR PROFESSIONALS
ACCESS TO SECTOR SPECIALIST INSURER MARKETS
HEALTHCARE MARKET
With an ever increasing demand coming from an ageing population, the UK healthcare sector looks set for continued growth. The care sector has continued to see a surge of investment into the new, purpose built developments allowing for greater economies of scale. The direction from CQC (Care Quality Commission) continues to place importance on operators providing acceptable accommodation with truly fit for purpose facilities now a requirement.
With the ‘private paying’ market on the increase, there is a drive from existing operators to extend, refurbish and improve the quality of their facilities. For the Regional operator there is a growing opportunity in the market, given the increasing requirement for beds in the UK especially given some of the high profile corporate disposals which have occurred over the previous 12 months. Along with staffing costs, addressing the deficit in the number of nurses currently available in the UK, looks set to continue to be one of operator’s biggest challenges.
CARE PROGRAMME
With the ever-changing landscape within healthcare, we have evidenced a lack of capacity, and a substantial disparity between insurers’ appetite to underwrite care policies. With this in mind, having access to the ‘right’ insurers has never been so important.
Key factors that will impact the success of your programme may include the following:
EXPERIENCE
Are you an existing operator? Is there a credible management team in place?
RISK MANAGEMENT
Understanding your appetite, knowledge and investment in the creation of a tailored programme.
CLAIMS/ GOVERNANCE HISTORY
Visibility and transparency in the understanding of your history. This will be pivotal in presenting your business in the best possible format.
LENDER REQUIREMENTS
Incorporating your lender requirements into your bespoke insurance programme e.g first loss payee/non vitiation cost/composite insured endorsements.
CQC
What is the current rating of the home? Reputationally, this is a vital component.
DISCUSS HOW WE CAN HELP
Please do not divulge any sensitive data.
It is our intention to provide you with the highest possible level of customer service at all times. However, we recognise that things can go wrong on occasion and if this occurs, we are committed to resolving matters promptly and fairly.
Should you not be satisfied with our final response, you may be entitled to refer the matter to the Financial Ombudsman Service (FOS). More information is available on request or on their website https://www.financial-ombudsman.org.uk.
Contact Us
424/426 High Street, Winsford,
Cheshire,
CW7 2DS
T: 01298 601130
MONTANE GROUP
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Regulatory Information
Montane Insurance Services is a trading name of Premier Insurance Centre Limited who is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 306607. Registered in England & Wales No. 02719017. Registered office address 424/426 High Street, Winsford, Cheshire, CW7 2DS.